TERMS OF SERVICE
Last updated: October, 2025
Welcome to RyanTYM.xyz, operated by Ryan Moroney, also known as Ryan TYM and Royalty Wealth Group (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website located at https://ryantym.xyz (“Site”) and any resources, materials, or communications we provide (collectively, the “Services”). By accessing or using our Site, you agree to be bound by these Terms.
1. Use of Site
You agree to use this Site for lawful purposes only. You may not use the Site in any way that could damage, disable, or impair its operation or interfere with another party’s use of the Site.
2. Educational Purpose Only
All content provided on this Site, including written materials, videos, posts, or downloadable resources, is for educational and informational purposes only.
Nothing on this Site constitutes financial, investment, legal, or tax advice.
Although Ryan Moroney is a licensed life and health insurance agent in California (License #4232578), this Site does not constitute an offer to sell insurance or financial products. Any discussions about insurance or financial services occur only after a formal appointment and client suitability process.
3. No Advisor-Client Relationship
Visiting this Site, submitting your information, or communicating with us does not create a financial advisory, agency, or client relationship.
All relationships are established only through a signed agreement or licensed transaction.
4. Non-Discrimination Policy
Royalty Wealth Group and Ryan Moroney do not discriminate based on race, religion, gender, sexual orientation, or background when determining who we work with.
5. Third-Party Links
This Site may contain links to third-party websites or resources. These are provided for your convenience and do not signify endorsement. We are not responsible for the content or accuracy of these external sites.
6. Intellectual Property
All content, logos, trademarks, and materials on this Site are owned by or licensed to Ryan Moroney / Royalty Wealth Group / Ryan TYM. You may not reproduce, distribute, or use any content without written permission.
7. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of this Site or reliance on any information provided.
8. Indemnification
You agree to indemnify and hold harmless Ryan Moroney, Royalty Wealth Group, Ryan TYM, and affiliates from any claim or demand made by a third party due to your use of this Site or violation of these Terms.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.
10. Contact Information
For questions about these Terms, contact:
📧 hello@ryantym.xyz